/* ============================================================
   Stax Advisors — Shared Stylesheet
   Palette: Deep Navy + Warm Gold, on white/soft-gray
   ============================================================ */

/* ---------- Design tokens ---------- */
:root {
  --navy-900: #0b1e39;
  --navy-800: #0f2647;
  --navy-700: #14315a;
  --navy-600: #1c4272;
  --navy-500: #24548d;
  --gold-600: #a97f2e;
  --gold-500: #c39b45;
  --gold-400: #d8b45f;
  --gold-100: #f3e8cf;
  --ink: #16202e;
  --ink-soft: #495568;
  --line: #e6e9ef;
  --paper: #ffffff;
  --mist: #f6f8fb;
  --mist-2: #eef2f7;

  --radius: 14px;
  --radius-sm: 10px;
  --shadow-sm: 0 1px 2px rgba(11, 30, 57, .06), 0 2px 8px rgba(11, 30, 57, .05);
  --shadow-md: 0 10px 30px rgba(11, 30, 57, .10);
  --shadow-lg: 0 24px 60px rgba(11, 30, 57, .16);
  --container: 1180px;
  --ease: cubic-bezier(.22, .61, .36, 1);

  --font-serif: "Playfair Display", Georgia, "Times New Roman", serif;
  --font-sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --font-script: "Italianno", "Great Vibes", cursive;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-sans);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
ul { list-style: none; padding: 0; }
h1, h2, h3, h4 { font-family: var(--font-serif); font-weight: 700; line-height: 1.15; color: var(--navy-900); letter-spacing: -.01em; }

/* ---------- Layout helpers ---------- */
.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.section { padding: 96px 0; }
.section--tight { padding: 72px 0; }
.section--mist { background: var(--mist); }
.section--navy { background: var(--navy-900); color: #dbe4f0; }
.section--navy h1, .section--navy h2, .section--navy h3 { color: #fff; }
.center { text-align: center; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--font-sans); font-size: 13px; font-weight: 600;
  letter-spacing: .18em; text-transform: uppercase; color: var(--gold-600);
  margin-bottom: 18px;
}
.eyebrow::before { content: ""; width: 26px; height: 2px; background: var(--gold-500); display: inline-block; }
.eyebrow--center { justify-content: center; }
.section-title { font-size: clamp(2rem, 4vw, 3rem); margin-bottom: 18px; }
.section-lead { font-size: 1.14rem; color: var(--ink-soft); max-width: 640px; }
.center .section-lead { margin-left: auto; margin-right: auto; }

/* ---------- Logo lockup (recreated from brand mark) ---------- */
.logo { display: inline-flex; flex-direction: column; align-items: center; line-height: 1; user-select: none; }
.logo-mark { position: relative; display: inline-block; }
.logo-s {
  font-family: var(--font-serif); font-weight: 700;
  font-size: 2.9em; line-height: .9; color: var(--navy-800);
  letter-spacing: 0;
}
.logo-tax {
  position: absolute; left: 50%; top: 54%;
  transform: translate(-46%, -50%) rotate(-8deg);
  font-family: var(--font-script); font-size: 1.55em;
  color: var(--gold-600); white-space: nowrap; padding-left: .1em;
}
.logo-advisors {
  font-family: var(--font-serif); font-weight: 500;
  font-size: .72em; letter-spacing: .42em; text-indent: .42em;
  text-transform: uppercase; color: var(--navy-800); margin-top: .15em;
}
/* light-on-dark variant */
.logo--light .logo-s, .logo--light .logo-advisors { color: #ffffff; }
.logo--light .logo-tax { color: var(--gold-400); }
/* when header turns solid white on scroll, bring the mark back to navy */
.site-header.scrolled .logo--light .logo-s,
.site-header.scrolled .logo--light .logo-advisors { color: var(--navy-800); }
.site-header.scrolled .logo--light .logo-tax { color: var(--gold-600); }

/* Skip link (accessibility) */
.skip-link { position: absolute; left: -9999px; top: 0; z-index: 100; background: var(--navy-900); color: #fff; padding: 12px 18px; border-radius: 0 0 10px 0; }
.skip-link:focus { left: 0; }

/* ---------- Header ---------- */
.site-header {
  position: fixed; inset: 0 0 auto 0; z-index: 50;
  transition: background .35s var(--ease), box-shadow .35s var(--ease), padding .35s var(--ease);
  padding: 14px 0;
}
.site-header .container { display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.site-header.scrolled { background: rgba(255,255,255,.92); backdrop-filter: saturate(180%) blur(12px); box-shadow: var(--shadow-sm); }
.brand { display: inline-flex; align-items: center; }
.brand .logo-s { font-size: 2.1em; }
.brand .logo-tax { font-size: 1.15em; }
.brand .logo-advisors { font-size: .55em; }

.nav { display: flex; align-items: center; gap: 4px; }
.nav a {
  position: relative; padding: 10px 16px; border-radius: 8px;
  font-weight: 500; font-size: .96rem; color: #e8eef7;
  transition: color .2s var(--ease), background .2s var(--ease);
}
.site-header.scrolled .nav a { color: var(--ink); }
.nav a::after {
  content: ""; position: absolute; left: 16px; right: 16px; bottom: 6px; height: 2px;
  background: var(--gold-500); transform: scaleX(0); transform-origin: left; transition: transform .28s var(--ease);
}
.nav a:hover::after, .nav a.active::after { transform: scaleX(1); }
.nav a.active { color: var(--gold-400); }
.site-header.scrolled .nav a.active { color: var(--gold-600); }

.header-cta { display: inline-flex; align-items: center; gap: 14px; }
.header-phone { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; font-size: .95rem; color: #fff; }
.site-header.scrolled .header-phone { color: var(--navy-800); }
.header-phone svg { width: 16px; height: 16px; }

.nav-toggle { display: none; width: 44px; height: 44px; border-radius: 10px; position: relative; }
.nav-toggle span { position: absolute; left: 11px; right: 11px; height: 2px; background: #fff; border-radius: 2px; transition: .3s var(--ease); }
.site-header.scrolled .nav-toggle span { background: var(--navy-800); }
.nav-toggle span:nth-child(1) { top: 15px; }
.nav-toggle span:nth-child(2) { top: 21px; }
.nav-toggle span:nth-child(3) { top: 27px; }
body.menu-open .nav-toggle span:nth-child(1) { top: 21px; transform: rotate(45deg); }
body.menu-open .nav-toggle span:nth-child(2) { opacity: 0; }
body.menu-open .nav-toggle span:nth-child(3) { top: 21px; transform: rotate(-45deg); }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 15px 30px; border-radius: 999px; font-weight: 600; font-size: 1rem;
  transition: transform .25s var(--ease), box-shadow .25s var(--ease), background .25s var(--ease), color .25s var(--ease);
  white-space: nowrap;
}
.btn svg { width: 18px; height: 18px; }
.btn--gold { background: linear-gradient(135deg, var(--gold-500), var(--gold-600)); color: #2a1e05; box-shadow: 0 10px 24px rgba(169,127,46,.32); }
.btn--gold:hover { transform: translateY(-2px); box-shadow: 0 16px 30px rgba(169,127,46,.4); }
.btn--navy { background: var(--navy-800); color: #fff; }
.btn--navy:hover { transform: translateY(-2px); background: var(--navy-700); box-shadow: var(--shadow-md); }
.btn--ghost { background: transparent; color: #fff; border: 1.5px solid rgba(255,255,255,.45); }
.btn--ghost:hover { border-color: #fff; background: rgba(255,255,255,.08); transform: translateY(-2px); }
.btn--outline { background: transparent; color: var(--navy-800); border: 1.5px solid var(--line); }
.btn--outline:hover { border-color: var(--navy-800); transform: translateY(-2px); }
.btn--lg { padding: 17px 38px; font-size: 1.05rem; }
.btn-row { display: flex; flex-wrap: wrap; gap: 16px; }

/* ---------- Hero ---------- */
.hero {
  position: relative; padding: 190px 0 120px; overflow: hidden;
  background:
    radial-gradient(1100px 600px at 78% -10%, rgba(36,84,141,.55), transparent 60%),
    radial-gradient(800px 500px at 10% 110%, rgba(169,127,46,.16), transparent 55%),
    linear-gradient(160deg, var(--navy-900), var(--navy-800) 60%, #0a2140);
  color: #e7eef8;
}
.hero::after {
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .28;
  background-image: linear-gradient(rgba(255,255,255,.04) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.04) 1px, transparent 1px);
  background-size: 60px 60px; mask-image: radial-gradient(900px 500px at 70% 20%, #000, transparent 75%);
}
.hero .container { position: relative; z-index: 2; display: grid; grid-template-columns: 1.15fr .85fr; gap: 60px; align-items: center; }
.hero h1 { color: #fff; font-size: clamp(2.5rem, 5.2vw, 4.1rem); line-height: 1.06; letter-spacing: -.02em; }
.hero h1 .accent { color: var(--gold-400); font-style: italic; }
.hero-lead { margin: 24px 0 34px; font-size: 1.2rem; color: #c6d3e6; max-width: 560px; }
.hero-badges { display: flex; flex-wrap: wrap; gap: 26px; margin-top: 44px; }
.hero-badge { display: flex; flex-direction: column; }
.hero-badge b { font-family: var(--font-serif); font-size: 2rem; color: var(--gold-400); line-height: 1; }
.hero-badge span { font-size: .82rem; letter-spacing: .1em; text-transform: uppercase; color: #9fb2cd; margin-top: 8px; }

/* Hero card */
.hero-card {
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.14);
  border-radius: 20px; padding: 30px; backdrop-filter: blur(8px); box-shadow: var(--shadow-lg);
}
.hero-card h3 { color: #fff; font-size: 1.35rem; margin-bottom: 6px; }
.hero-card .muted { color: #a9bad3; font-size: .95rem; margin-bottom: 20px; }
.status-pill {
  display: inline-flex; align-items: center; gap: 9px; padding: 7px 15px; border-radius: 999px;
  font-size: .85rem; font-weight: 600; letter-spacing: .02em; margin-bottom: 22px;
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.16); color: #dbe6f4;
}
.status-dot { width: 9px; height: 9px; border-radius: 50%; background: #6ee7a8; box-shadow: 0 0 0 4px rgba(110,231,168,.18); }
.status-pill.closed .status-dot { background: #f0a3a3; box-shadow: 0 0 0 4px rgba(240,163,163,.16); }
.hours-list { display: grid; gap: 2px; }
.hours-row { display: flex; justify-content: space-between; padding: 9px 12px; border-radius: 8px; font-size: .95rem; color: #c6d3e6; }
.hours-row.today { background: rgba(211,155,69,.16); color: #fff; }
.hours-row .day { font-weight: 500; }
.hours-row.today .day { color: var(--gold-400); font-weight: 700; }
.hours-row.closed .hrs { color: #8ea3c0; }

/* ---------- Trust bar ---------- */
.trustbar { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: var(--paper); }
.trustbar .container { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 28px; padding-top: 30px; padding-bottom: 30px; }
.trust-item { display: flex; align-items: center; gap: 12px; color: var(--ink-soft); font-weight: 500; font-size: .98rem; }
.trust-item svg { width: 26px; height: 26px; color: var(--gold-600); flex: none; }

/* ---------- Cards / grids ---------- */
.grid { display: grid; gap: 26px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

.card {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 34px 30px; box-shadow: var(--shadow-sm);
  transition: transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: #d7dce6; }
.card-icon {
  width: 58px; height: 58px; border-radius: 14px; display: grid; place-items: center; margin-bottom: 20px;
  background: linear-gradient(135deg, var(--navy-700), var(--navy-500)); color: var(--gold-400);
}
.card-icon svg { width: 28px; height: 28px; }
.card h3 { font-size: 1.35rem; margin-bottom: 10px; }
.card p { color: var(--ink-soft); font-size: .98rem; }
.card-link { display: inline-flex; align-items: center; gap: 8px; margin-top: 18px; color: var(--gold-600); font-weight: 600; font-size: .95rem; }
.card-link svg { width: 16px; height: 16px; transition: transform .25s var(--ease); }
.card:hover .card-link svg { transform: translateX(4px); }
.card ul.ticks { margin-top: 16px; display: grid; gap: 10px; }
.card ul.ticks li { position: relative; padding-left: 28px; color: var(--ink-soft); font-size: .95rem; }
.card ul.ticks li::before {
  content: ""; position: absolute; left: 0; top: 6px; width: 18px; height: 18px; border-radius: 50%;
  background: var(--gold-100) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23a97f2e' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/12px no-repeat;
}

/* ---------- Feature split ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.split--reverse .split-media { order: 2; }
.split-media {
  border-radius: 20px; overflow: hidden; box-shadow: var(--shadow-lg); position: relative;
  min-height: 380px;
  background: linear-gradient(150deg, var(--navy-800), var(--navy-600));
}
.split ul.checklist { display: grid; gap: 16px; margin-top: 26px; }
.split ul.checklist li { position: relative; padding-left: 40px; color: var(--ink-soft); }
.split ul.checklist li strong { color: var(--ink); display: block; }
.split ul.checklist li::before {
  content: ""; position: absolute; left: 0; top: 2px; width: 26px; height: 26px; border-radius: 8px;
  background: var(--gold-100) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%23a97f2e' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/15px no-repeat;
}

/* Decorative "stat frame" used inside media panels */
.media-frame { position: absolute; inset: 0; display: grid; place-items: center; padding: 34px; color: #fff; }
.media-frame .big-logo .logo-s { font-size: 6em; }
.media-note {
  position: absolute; left: 24px; bottom: 24px; right: 24px;
  background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.18);
  border-radius: 14px; padding: 18px 20px; backdrop-filter: blur(6px);
}
.media-note b { color: #fff; display: block; font-family: var(--font-serif); font-size: 1.15rem; }
.media-note span { color: #c6d3e6; font-size: .9rem; }

/* ---------- Process / steps ---------- */
.steps { counter-reset: step; display: grid; gap: 22px; }
.step { position: relative; padding: 30px 30px 30px 92px; background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow-sm); }
.step::before {
  counter-increment: step; content: counter(step, decimal-leading-zero);
  position: absolute; left: 26px; top: 26px; width: 46px; height: 46px; border-radius: 12px;
  display: grid; place-items: center; font-family: var(--font-serif); font-weight: 700; font-size: 1.15rem;
  background: var(--navy-900); color: var(--gold-400);
}
.step h3 { font-size: 1.2rem; margin-bottom: 6px; }
.step p { color: var(--ink-soft); font-size: .97rem; }

/* ---------- Stats band ---------- */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 30px; }
.stat { text-align: center; }
.stat b { font-family: var(--font-serif); font-size: clamp(2.4rem, 5vw, 3.4rem); color: var(--gold-400); line-height: 1; display: block; }
.stat span { display: block; margin-top: 10px; color: #b9c8de; letter-spacing: .06em; font-size: .95rem; }

/* ---------- Testimonials ---------- */
.quote {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 34px 30px; box-shadow: var(--shadow-sm); position: relative;
}
.quote::before { content: "\201C"; font-family: var(--font-serif); font-size: 5rem; line-height: 1; color: var(--gold-100); position: absolute; top: 6px; right: 22px; }
.quote-stars { color: var(--gold-500); letter-spacing: 3px; margin-bottom: 14px; }
.quote p { color: var(--ink); font-size: 1.02rem; position: relative; z-index: 1; }
.quote-by { margin-top: 20px; display: flex; align-items: center; gap: 14px; }
.avatar { width: 46px; height: 46px; border-radius: 50%; background: linear-gradient(135deg, var(--navy-700), var(--navy-500)); color: #fff; display: grid; place-items: center; font-weight: 700; font-family: var(--font-serif); }
.quote-by b { display: block; font-size: .98rem; }
.quote-by span { color: var(--ink-soft); font-size: .86rem; }

/* ---------- FAQ ---------- */
.faq { max-width: 820px; margin: 0 auto; display: grid; gap: 14px; }
.faq-item { border: 1px solid var(--line); border-radius: var(--radius-sm); background: var(--paper); overflow: hidden; transition: box-shadow .25s var(--ease), border-color .25s; }
.faq-item.open { box-shadow: var(--shadow-md); border-color: #d7dce6; }
.faq-q { width: 100%; text-align: left; display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 22px 24px; font-family: var(--font-serif); font-size: 1.12rem; font-weight: 600; color: var(--navy-900); }
.faq-q .ic { flex: none; width: 30px; height: 30px; border-radius: 50%; border: 1.5px solid var(--line); display: grid; place-items: center; transition: .3s var(--ease); position: relative; }
.faq-q .ic::before, .faq-q .ic::after { content: ""; position: absolute; background: var(--gold-600); border-radius: 2px; }
.faq-q .ic::before { width: 12px; height: 2px; }
.faq-q .ic::after { width: 2px; height: 12px; transition: transform .3s var(--ease); }
.faq-item.open .faq-q .ic { background: var(--navy-900); border-color: var(--navy-900); }
.faq-item.open .faq-q .ic::before, .faq-item.open .faq-q .ic::after { background: var(--gold-400); }
.faq-item.open .faq-q .ic::after { transform: rotate(90deg); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .35s var(--ease); }
.faq-a p { padding: 0 24px 24px; color: var(--ink-soft); }

/* ---------- CTA band ---------- */
.cta-band {
  position: relative; overflow: hidden; border-radius: 24px; padding: 66px 56px;
  background: radial-gradient(700px 400px at 85% -20%, rgba(211,155,69,.28), transparent 60%), linear-gradient(140deg, var(--navy-900), var(--navy-700));
  color: #fff; box-shadow: var(--shadow-lg);
}
.cta-band h2 { color: #fff; font-size: clamp(1.8rem, 3.5vw, 2.6rem); }
.cta-band p { color: #c6d3e6; margin: 14px 0 28px; max-width: 560px; }

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 50px; align-items: start; }
.info-card { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; box-shadow: var(--shadow-sm); }
.info-list { display: grid; gap: 22px; }
.info-row { display: flex; gap: 16px; align-items: flex-start; }
.info-ic { flex: none; width: 46px; height: 46px; border-radius: 12px; background: var(--mist-2); color: var(--navy-700); display: grid; place-items: center; }
.info-ic svg { width: 22px; height: 22px; }
.info-row b { display: block; font-family: var(--font-serif); color: var(--navy-900); font-size: 1.05rem; }
.info-row a, .info-row span { color: var(--ink-soft); }
.info-row a:hover { color: var(--gold-600); }

.form { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 34px; box-shadow: var(--shadow-md); }
.field { margin-bottom: 20px; }
.field label { display: block; font-weight: 600; font-size: .92rem; margin-bottom: 8px; color: var(--navy-900); }
.field label .req { color: var(--gold-600); }
.field input, .field select, .field textarea {
  width: 100%; padding: 14px 16px; border: 1.5px solid var(--line); border-radius: 10px;
  font: inherit; font-size: .98rem; color: var(--ink); background: var(--mist); transition: border-color .2s, box-shadow .2s, background .2s;
}
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--navy-500); background: #fff; box-shadow: 0 0 0 4px rgba(36,84,141,.12); }
.field textarea { resize: vertical; min-height: 130px; }
.field.invalid input, .field.invalid select, .field.invalid textarea { border-color: #d9534f; background: #fdf3f3; }
.field .error { display: none; color: #c0392b; font-size: .82rem; margin-top: 6px; }
.field.invalid .error { display: block; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-note { font-size: .84rem; color: var(--ink-soft); margin-top: 6px; }
.form-success { display: none; text-align: center; padding: 20px; }
.form-success.show { display: block; }
.form-success .check { width: 66px; height: 66px; border-radius: 50%; background: var(--gold-100); color: var(--gold-600); display: grid; place-items: center; margin: 0 auto 16px; }
.hp { position: absolute; left: -9999px; opacity: 0; height: 0; overflow: hidden; }

/* Map embed */
.map-wrap { border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line); box-shadow: var(--shadow-sm); }
.map-wrap iframe { display: block; width: 100%; height: 340px; border: 0; filter: grayscale(.2) contrast(1.02); }

/* ---------- Page hero (interior) ---------- */
.page-hero { padding: 168px 0 70px; background: linear-gradient(160deg, var(--navy-900), var(--navy-800)); color: #dbe4f0; position: relative; overflow: hidden; }
.page-hero::after { content: ""; position: absolute; inset: 0; opacity: .4; background-image: linear-gradient(rgba(255,255,255,.05) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.05) 1px, transparent 1px); background-size: 54px 54px; mask-image: radial-gradient(700px 380px at 80% 0%, #000, transparent 75%); }
.page-hero .container { position: relative; z-index: 2; }
.page-hero h1 { color: #fff; font-size: clamp(2.3rem, 4.6vw, 3.4rem); }
.page-hero p { color: #b9c8de; margin-top: 16px; max-width: 620px; font-size: 1.12rem; }
.crumbs { display: flex; gap: 10px; align-items: center; font-size: .88rem; color: #93a6c2; margin-bottom: 18px; }
.crumbs a:hover { color: var(--gold-400); }
.crumbs span { opacity: .6; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-900); color: #a9bad3; padding: 72px 0 30px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 40px; }
.site-footer h4 { color: #fff; font-family: var(--font-sans); font-size: .82rem; letter-spacing: .14em; text-transform: uppercase; margin-bottom: 20px; }
.footer-links { display: grid; gap: 12px; }
.footer-links a { color: #a9bad3; font-size: .96rem; transition: color .2s; }
.footer-links a:hover { color: var(--gold-400); }
.footer-about p { font-size: .95rem; margin: 18px 0; max-width: 320px; }
.footer-contact { display: grid; gap: 14px; font-size: .95rem; }
.footer-contact a:hover { color: var(--gold-400); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); margin-top: 50px; padding-top: 26px; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 14px; font-size: .86rem; color: #7f93b2; }
.footer-bottom a:hover { color: var(--gold-400); }

/* ---------- Back to top ---------- */
.to-top { position: fixed; right: 26px; bottom: 26px; width: 48px; height: 48px; border-radius: 50%; background: var(--navy-900); color: var(--gold-400); display: grid; place-items: center; box-shadow: var(--shadow-md); opacity: 0; visibility: hidden; transform: translateY(12px); transition: .3s var(--ease); z-index: 40; }
.to-top.show { opacity: 1; visibility: visible; transform: none; }
.to-top:hover { background: var(--navy-700); transform: translateY(-3px); }
.to-top svg { width: 20px; height: 20px; }

/* ---------- Reveal animation ---------- */
[data-reveal] { opacity: 0; transform: translateY(26px); transition: opacity .7s var(--ease), transform .7s var(--ease); }
[data-reveal].in { opacity: 1; transform: none; }
[data-reveal].d1 { transition-delay: .08s; }
[data-reveal].d2 { transition-delay: .16s; }
[data-reveal].d3 { transition-delay: .24s; }
[data-reveal].d4 { transition-delay: .32s; }

/* ---------- Mobile nav panel ---------- */
.nav-backdrop { position: fixed; inset: 0; background: rgba(8,18,34,.5); opacity: 0; visibility: hidden; transition: .3s; z-index: 45; }
body.menu-open .nav-backdrop { opacity: 1; visibility: visible; }

/* ---------- Responsive ---------- */
@media (max-width: 1024px) {
  .hero .container { grid-template-columns: 1fr; gap: 44px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 34px; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 860px) {
  .section { padding: 72px 0; }
  .hero { padding: 132px 0 66px; }
  .hero .hero-lead { font-size: 1.08rem; }
  .hero-badges { gap: 20px 30px; margin-top: 34px; }
  .hero-card { padding: 24px 22px; }
  .nav-toggle { display: block; z-index: 60; }
  .header-phone { display: none; }
  .header-cta .btn { display: none; }
  .nav {
    position: fixed; top: 0; right: 0; height: 100dvh; width: min(320px, 84vw);
    background: #fff; flex-direction: column; align-items: stretch; gap: 4px;
    padding: 96px 22px 30px; box-shadow: var(--shadow-lg);
    transform: translateX(100%); transition: transform .35s var(--ease); z-index: 55;
  }
  body.menu-open .nav { transform: none; }
  .nav a { color: var(--ink); padding: 14px 16px; border-radius: 10px; font-size: 1.05rem; }
  .nav a:hover { background: var(--mist); }
  .nav a::after { display: none; }
  .nav .btn { margin-top: 14px; }
  .nav .mobile-only { display: inline-flex !important; }
  .grid-3, .grid-2, .stats { grid-template-columns: 1fr; }
  .split, .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .split--reverse .split-media { order: 0; }
  .cta-band { padding: 46px 28px; }
  .stats { grid-template-columns: 1fr 1fr; gap: 26px; }
}
@media (max-width: 560px) {
  body { font-size: 16px; }
  .container { padding: 0 18px; }
  .grid-4 { grid-template-columns: 1fr 1fr; }
  .field-row { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .cta-band { padding: 40px 22px; }
  /* Full-width, easy-to-tap buttons on phones */
  .hero .btn-row .btn, .cta-band .btn-row .btn { width: 100%; justify-content: center; }
  .btn { padding: 15px 24px; }
  .btn--lg { padding: 16px 26px; }
  .section-title { font-size: clamp(1.7rem, 7vw, 2.2rem); }
  .stats { grid-template-columns: 1fr 1fr; gap: 22px; }
  .card { padding: 28px 24px; }
  .step { padding: 26px 24px 26px 82px; }
  .cta-band .eyebrow { justify-content: flex-start; }
}
.mobile-only { display: none; }

@media (prefers-reduced-motion: reduce) {
  * { scroll-behavior: auto !important; }
  [data-reveal] { opacity: 1 !important; transform: none !important; }
}